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By Way2k Way2k
Way2k 4 Oct 2012
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Union Bank: Cut edu loan rates
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A day after SBI (State Bank of India) reduced rates on education loans, Union Bank of India said it may cut interest rates on home and education loans next month.

 Union Bank Cut edu loan rates

"If NIM (net interest margin) continues to hold strong, we may reduce rates especially on the retail sides like home loan and education loan," Union Bank of India chairman and managing director MV Nair said. At the end of December, the NIM was 3.3%, he said, adding, "if the margins are above 3.3% in February we will pass the benefit to customers." The Mumbai-based public sector bank will review rates next month. SBI has already reduced interest rates on education loans by up to 1%.

Courtesy: MoneyLife

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